Masduqie, Muhammad Hamdan Ali, and Tulus Budi Santoso. “Manfaat Dan Tantangan Regulasi Penyelenggaraan Financial Technology (Fintech) Di Indonesia”. Journal of Islamic Economics Studies and Practices, vol. 2, no. 2, Dec. 2023, pp. 161-77, doi:10.54180/jiesp.2023.2.2.161-177.