Pemanfaatan Kartu E-Santri dalam Pengelolaan Fiskal di Pondok Pesantren Miftahul Ulum Al-Islamy: Antara Peluang dan Tantangan
DOI:
https://doi.org/10.54180/jiesp.2024.3.2.203-212Keywords:
E-Santri, Fiscal Management, Financial LiteracyAbstract
The integration of electronic santri cards within pesantren (Islamic boarding schools) represents a significant advancement in fiscal management and operational efficiency. This study analyzes the impact of these electronic cards on both the financial management of pesantren and the daily lives of santri (students). By employing qualitative research methods, including interviews and field observations, we explore the mechanisms through which electronic santri cards facilitate financial transactions, enhance transparency, and promote a cashless environment. The findings indicate that the adoption of electronic payment systems not only streamlines financial operations but also fosters a culture of financial literacy among santri, ultimately contributing to the sustainability of pesantren
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Bongomin and Ntayi. (2019). Trust: mediator between mobile money adoption and usage and financial inclusion. Social Responsibility Journal, 16 (8).
Budiman, I. (2021). The Islamic Perspective on The Improvement of Family Economy in The New Normal. Samarah, 5 (1).
Darmi, Sih Astuti et.al. (2022). Economic recovery program post-covid-19 at modern islamic boarding schools (pesantren). International Journal of Islamic Business and Economics (Ijibec), 6 (1).
Fatimah, L., & Aminah, S. (2021). Manajemen Layanan Khusus Unit Koperasi Berbasis E-Money pada Pondok Pesantren Modern di Jawa Timur. JIEMAN: Journal of Islamic Educational Management, 3 (2).
Fatimah, S., & Suib, M. S. (2019). Transformasi Sistem Pembayaran Pesantren Melalui E-Money Di Era Digital (Studi Pondok Pesantren Nurul Jadid). Jurnal Ekonomi Dan Bisnis, 20 (2) .
Fatimah, Siti dan M. Syaiful Suib. (2019). Transformasi Sistem Pembayaran Pesantren Melalui E-Money Di Era Digital. Jurnal EKOBIS, 20 (2).
Hafidhoh, Noor. (2016). Pendidikan Islam di Pesantren Antara Tradisi dan Tuntutan Perubahan. Muaddib, 6 (1).
Hidayatullah, Alief Muhammad et.al. (2022). E-bekal as cashless payment in improving the quality of instructional services, Managere Indonesian Journal of Educational Management, 4 (1).
Kamal, S., Hidayah, N., Junaidi, & Tabrani. (2022). Expectations of Paying Zakat on Profession during the Pandemic. Journal of Positive School Psychology, 6 (2) .
Mansir, Firman. (2022). Problems of islamic religious education in the digital era. At Ta Dib, 17 (2).
Masyhari, Kholid. (2022). Pelatihan Manajemen Keuangan Bagi Santri Menuju Kemandirian Pondok Pesantren. Dimas: Jurnal Pemikiran Agama Untuk Pemberdayaan, 22 (1).
Meylianingrum, Kurniawati. (2022). Halal Value Chain in the Holding Business: The Experience of Islamic-based School (Pesantren) in Indonesia. Shirkah: Journal Of Economic and Business, 7 (3).
Peraturan Pelaksanaan Indonesia. (2019). Undang-Undang Republik Indonesia Nomor 23 Tahun 1999 Tentang Bank Indonesia.
Prasetya, Eka Machmudin. (2021). The covid-19 pandemic as a driving force for e-wallet adoption in indonesia. Business and Management Horizons, 9 (2).
Ramdhani, Fawaidur et.al. (2023). Qur’an in Everyday Life: The Meaning and Reception of The Qur’an in The Muslim Community of Congaban-Bangkalan. AL-QALAM: Jurnal Kajian Keislaman, 40 (2).
Suib, M. Syaiful. (2017). Sinergitas Pondok Pesantren Dalam Peningkatan Indek Pembangunan Manusia di Indonesia. Jurnal Islam Nusantara, 1 (2).
Syaiful, Sofian Rijal. (2021). Strategi pengelolaan belanja santriwati melalui e-bekal di pondok pesantren nurul jadid wilayah al-hasyimiyah. Trilogi Jurnal Ilmu Teknologi Kesehatan Dan Humaniora, 2 (3).
Usman, Rachmadi. (2017). Karakteristik Uang Elektronik Dalam System Pembayaran. Yuridika, 32 (1).
Virdausih, Virda Putri. (2021). Pemahaman aplikasi e-bekal bagi wali asuh santri sebagai upaya pencegahan penyalahgunaan uang belanja santri di pesantren. Guyub Journal of Community Engagement, 2 (1).
Yuniarti, Sri Vinna. (2015). Perilaku Konsumen Teori dan Praktik. Bandung: Pustaka Setia.
Zahra, Aulia Husnil Kamala and Silviana Pebruary. (2021). Establishment of entrepreneurial character santri based on human resources management. Journal of Management and Entrepreneurship Research, 2 (1).
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